Charles W. Juntikka

Charles W. Juntikka is a New York City bankruptcy attorney who has focused on personal bankruptcy and consumer credit matters since 1984. He helps individuals address credit card debt, medical bills, bank loans, frozen accounts, wage garnishments, and creditor harassment. His practice emphasizes Chapter 7 relief, debt elimination, asset protection, and practical guidance for rebuilding credit after bankruptcy.

Juntikka earned his J.D. from New York Law School in 1982 and graduated from the University of Michigan in 1978. He was admitted to practice in New York in 1983. His education and decades of focused bankruptcy work support his understanding of consumer debt, exemptions, discharge rules, court procedures, and credit reporting concerns. He uses this background to explain complex requirements in clear, practical terms.

Juntikka founded his practice on July 3, 1984, and has represented more than 20,000 financially distressed consumers. He has participated in major class actions involving credit counseling fraud and inaccurate post-bankruptcy credit reporting. He helped secure injunctive relief benefiting 15 million consumers whose credit reports contained bankruptcy-related errors. His advocacy has further included efforts to strengthen New York bankruptcy protections and preserve meaningful consumer relief.

Charles W. Juntikka has been consulted by national media on bankruptcy, credit reporting, and consumer finance issues. His commentary has appeared in major newspapers and television reports, including coverage by national broadcast networks. He previously served on the New York City Bar Association’s Committee on Judicial Ethics. He belongs to the National Association of Consumer Bankruptcy Attorneys. His work reflects sustained consumer advocacy, focused bankruptcy knowledge, and practical debt-relief guidance.

Law Office Affiliations

• Partner, Charles Juntikka & Associates
• Member, New York State Bar Association
• Member, National Association of Consumer Bankruptcy Attorneys

Licensed State

• New York

Education

• New York Law School
  Juris Doctor (JD)
• University of Michigan

  Bachelor of Arts

Awards & Badges