Thomas O. Ashby

Thomas O. Ashby focuses his legal practice on bankruptcy, creditor rights, commercial litigation, and financial transactions. He assists clients with complex debt-credit matters through litigation, mediation, arbitration, and strategic negotiation. Thomas also provides guidance on procedures and documentation for credit and loan transactions.

Thomas earned his Bachelor of Arts in Political Science with high distinction from the University of Iowa in 1981. He went on to receive his Juris Doctor degree, cum laude, from the University of Michigan Law School in 1984, laying the academic foundation for his legal career.

Thomas works with clients in the payments and fintech industries, helping them manage risk, navigate credit defaults, and respond effectively to bankruptcy filings. He has represented creditors, banks, and healthcare providers in enforcing payments and resolving complex insurance and financial disputes.

Thomas has received consistent recognition from his peers for his legal knowledge and case outcomes. Since 2019, he has been named in the Best Lawyers in America® for Banking and Finance Law. He is also listed by Great Plains Super Lawyers for his work in Creditor Debtor Rights.

Thomas has helped clients recover significant sums, including seven-figure foreclosure payments, even in cases involving bankruptcies. He has obtained favorable rulings in multiple courts and helped dismiss class actions against creditors, achieving positive results without the need for trial in many instances.

Thomas actively contributes to the legal field through publications and professional involvement. He has authored articles and seminar materials addressing banking law, creditor issues, and intellectual property liens. He is a member of several Bar associations and committees focused on bankruptcy, commercial law, and debtor-creditor matters.

Thomas O. Ashby continues to support his clients with practical, strategic legal solutions that strengthen financial protections and reduce legal risks. His legal experience and consistent results have made him a reliable advocate in high-stakes financial disputes.

Law Office Affiliations

• Partner, Baird Holm LLP
• Founding Member, Nebraska State Bar Association, Bankruptcy Section
• Education Committee of the Bank Attorneys Section, Nebraska State Bar Association
• Council Member, Iowa State Bar Association, Commercial Law and Bankruptcy Section
• Member, Iowa State Bar Association, E-Commerce Section
• Member, Iowa Trial Lawyers Association
• Debtor-Creditor Committee, South Dakota State Bar Association
• Chairman, Greater Omaha President’s Council, Good News Jail & Prison Ministries
• Member, American Bankruptcy Institute

Licensed State

• Iowa
• Missouri
• Nebraska
• South Dakota

Education

• University of Michigan Law School
  Juris Doctor (JD)
• University of Iowa

  Bachelor of Arts (BA)

Awards & Badges