About
Rick Flume is a San Antonio bankruptcy attorney who helps consumers address debt problems through Chapter 7 and Chapter 13 bankruptcy. His practice is dedicated entirely to consumer bankruptcy and debt relief. He reviews income, expenses, debts, and financial pressures before explaining available options. His approach helps clients understand whether bankruptcy is appropriate and what each filing process may involve under federal bankruptcy law in the Western District of Texas.
Rick earned his Bachelor of Business Administration from the University of Texas at Austin in 1985 and his J.D. from St. Mary’s University in 1990. He was admitted to practice in Texas in 1991 and the Western District of Texas in 2000. His business and legal education supports his ability to evaluate financial circumstances, explain bankruptcy procedures, and guide consumers through informed decisions involving debt, repayment, and financial relief options.
Rick has focused exclusively on Chapter 7 and Chapter 13 bankruptcy matters since 2000 and has handled at least 7,000 cases, according to his official website. Before concentrating on bankruptcy, he served as a briefing attorney for two federal judges in San Antonio. He previously maintained a general civil practice and worked as a prosecuting attorney in Cameron and Travis Counties, giving him broad litigation, courtroom, and public-sector experience overall.
Rick Flume represents consumers throughout the 21 counties within the San Antonio Division of the Western District of Texas. He belongs to the State Bar of Texas, National Association of Bankruptcy Attorneys, San Antonio Bar Association, and San Antonio Bankruptcy Bar Association. His practice emphasizes clear explanations and practical evaluation of debt-relief choices, helping clients understand bankruptcy alternatives before deciding whether Chapter 7 or Chapter 13 filing fits their circumstances.
Law Office Affiliations
- Attorney, Rick Flume, Bankruptcy Attorney
- Member, Texas State Bar Association
- Member, National Association of Bankruptcy Attorneys
- Member, San Antonio Bar Association
- Member, San Antonio Bankruptcy Bar Association
Licensed State
- Texas
Education
- St. Mary’s University
Juris Doctor (JD) - University of Texas
Bachelor of Business Administration (BBA)
Awards & Badges



- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Creditor Debtor Rights
- Debt & Lending
- Credit Repair




