About

Theodore “Thad” O. Bartholow, III is a Dallas consumer protection attorney and partner who represents individuals in bankruptcy-related litigation and class actions. He handles disputes involving mortgage servicers, debt collectors, creditors, unfair collection practices, credit reporting, and other consumer financial issues. His work often addresses violations connected to bankruptcy stays, discharges, servicing errors, and federal consumer protection laws. He helps clients pursue remedies when financial institutions unlawfully violate protected rights.

Thad earned his J.D. from Benjamin N. Cardozo School of Law in 2002, where he served as executive editor of the Cardozo Journal of International and Comparative Law. He earned his B.A. in Philosophy from the University of Texas at Austin in 1998. He also participated in Cardozo’s Mediation Clinic and received regional moot court recognition. His education supports detailed legal analysis, negotiation, legal writing, and effective consumer litigation strategy.

Thad has obtained numerous favorable published decisions for consumers in federal and bankruptcy courts. His cases have involved mortgage servicing, debt collection, bankruptcy claims, discharge violations, and related consumer protection issues. He has represented the National Association of Consumer Bankruptcy Attorneys before a bankruptcy judges’ rules committee mortgage conference. His experience includes individual and class litigation requiring complex statutory analysis, motion practice, appeals, and coordinated advocacy against financial services companies.

Theodore “Thad” O. Bartholow, III received the National Association of Consumer Bankruptcy Attorneys Distinguished Service Award in 2016 and has served as a state chair for the organization. He lectures nationally on consumer bankruptcy and litigation and has published work in the American Bankruptcy Institute Journal. He is admitted in Texas and New York and before several federal courts. His professional work combines consumer advocacy, teaching, writing, and litigation leadership.

Law Office Affiliations

  • Partner, Kellett & Bartholow PLLC
  • Member, State Bar of Texas
  • Member, New York State Bar Association

Licensed State

  • Texas
  • New York

Education

  • Benjamin N. Cardozo School of Law
    Juris Doctor (JD)
  • University of Texas at Austin
    Bachelor of Arts (BA)

Texas State Bar AssociationNew York State Bar Association
Bankruptcy
  • Chapter 13 Bankruptcy
Lawsuits & Disputes
  • Class Action
  • Litigation
Consumer

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