About
Richard A. Schwartz is a highly experienced bankruptcy attorney with more than 35 years of dedicated service in consumer and business bankruptcy law. As the founder of Schwartz Bankruptcy Law Center, he represents individuals and companies seeking relief through Chapter 7, Chapter 13, and Chapter 11 bankruptcy, as well as alternative debt resolution methods.
Richard received his Juris Doctor from The Ohio State University College of Law in 1983 and earned his Bachelor of Arts in Economics, cum laude, from Vanderbilt University in 1980. He is admitted to the bars of Kentucky, Indiana, and Ohio, along with several U.S. District Courts and the U.S. Court of Appeals for the Sixth Circuit.
Throughout his career, Richard has helped thousands of clients manage overwhelming financial burdens. His practice includes debt reorganization, creditor negotiations, loan modifications, and debtor-creditor relations. He has represented debtors, creditors, and trustees across multiple jurisdictions, including Kentucky, Indiana, Ohio, Tennessee, and California.
Recognized for his leadership in the field, Richard holds an AV Preeminent rating from Martindale-Hubbell and has been named to the Kentucky Super Lawyers list. He is a longtime member of the American Bankruptcy Institute and the National Association of Consumer Bankruptcy Attorneys, and he previously served as Chair of the Bankruptcy Section of the Louisville Bar Association.
Clients rely on Richard A. Schwartz for his deep legal insight and practical approach to debt relief. He focuses on crafting tailored strategies that provide lasting financial solutions and peace of mind. With offices in Louisville and New Albany, he offers accessible, compassionate representation to those seeking a path to financial recovery.
Law Office Affiliations
- Attorney, Schwartz Bankruptcy Law Center
- Chairman, Louisville Bar Association, Bankruptcy Section
- Member, Kentucky Bar Association
- Member, Indiana State Bar Association
- Member, Ohio State Bar Association
- Member, American Bankruptcy Institute
- Member, United States District Court for the Eastern District of Kentucky
- Member, United States District Court for the Western District of Kentucky
- Member, United States District Court for the Southern District of Indiana
- Member, United States District Court for the Southern District of Ohio
- Member, United States Court of Appeals for the Sixth Circuit
- Member, National Association of Consumer Bankruptcy Attorneys
Licensed State
- Kentucky
- Indiana
- Ohio
Education
- The Ohio State University College of Law
Juris Doctor (J.D.) - Vanderbilt University
Bachelor of Arts (B.A.) in Economics
Awards & Badges








- Chapter 11 bankruptcy
- Chapter 13 bankruptcy
- Chapter 7 bankruptcy
- Debt and lending agreements
- Debt collection
- Debt settlement
- Foreclosure