About
Thomas R. Betker is a St. Joseph attorney serving clients in Michigan and Indiana. Since entering practice in 1996, he has worked with individuals who need clear legal guidance during stressful times. His practice at Armstrong, Betker, Schaeffer and Neal, PLC, has included estate planning, real estate, criminal law, and consumer bankruptcy law. Thomas is especially known for helping people address financial hardship through Chapter 7 and Chapter 13 bankruptcy cases, using practical advice and steady support throughout the process.
Thomas earned his undergraduate degree from Western Michigan University in 1993, graduating summa cum laude. He then earned his J.D. from Valparaiso University School of Law in 1996, graduating with senior honors. This education gave him a strong base in legal research, writing, and problem solving. It also prepared him to guide clients through detailed court rules, financial records, and difficult legal choices.
Thomas was admitted to the State Bar of Michigan in 1996 and the State Bar of Indiana in 1997. Over more than two decades, he has developed broad experience in matters that affect families, property, finances, and personal security. His work in estate planning helps clients prepare for the future. His real estate and criminal law experience adds depth to his practice, allowing him to understand many legal issues clients may face.
Thomas R. Betker focuses much of his practice on helping people manage serious financial problems. He has built the largest bankruptcy practice in Berrien and Cass counties and has assisted more than 3,000 clients. Through Chapter 7 and Chapter 13 cases, he helps clients understand their options, protect important assets when possible, and seek a fresh start. He explains each step in plain language so clients know what to expect before making informed decisions about their case and future needs. His career reflects professional service, careful guidance, and a strong commitment to clients facing financial pressure.
Law Office Affiliations
- Attorney, Armstrong, Betker, Schaeffer and Neal, PLC
- Member, State Bar of Michigan
Licensed State
- Michigan
Education
- Valparaiso University School of Law
Juris Doctor (JD) - Western Michigan University
Graduated
Awards & Badges

- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Juvenile
- Speeding & Traffic Tickets
- Probate
- Trusts
- Wills & Living Wills




