Steven P. Richards

Steven P. Richards is an experienced bankruptcy attorney dedicated to helping individuals and small businesses regain financial stability and peace of mind. His practice focuses exclusively on consumer and small-business bankruptcy matters, enabling him to provide knowledgeable, strategic guidance to clients facing overwhelming debt and financial uncertainty.

Steven earned his Juris Doctor from North Carolina Central School of Law in 1996, graduating cum laude, and received his Bachelor of Arts in History from East Carolina University in 1994, graduating magna cum laude. His academic background reflects strong analytical skills and a disciplined approach to complex legal and financial issues.

Steven concentrates his practice on Chapter 7 and Chapter 13 bankruptcy, as well as debt workouts designed to stop creditor harassment, protect assets, and create realistic paths forward. He is known for treating clients with respect and care, taking the time to understand their circumstances and develop solutions tailored to their financial goals rather than offering one-size-fits-all advice.

Steven is a Board Certified Specialist in Consumer Bankruptcy Law by the American Board of Certification, a distinction held by a limited number of attorneys nationwide. He is also a Certified Mediator for the North Carolina Superior Court. His certifications and extensive court admissions reflect both subject-matter depth and a commitment to resolving disputes efficiently when possible.

Licensed in North Carolina and Virginia, Steven P. Richards is admitted to practice before multiple federal and bankruptcy courts, including the United States Court of Appeals for the Fourth Circuit. He remains actively involved in professional organizations and legal education, serving as an editor for Bankruptcy Law News and a speaker for continuing legal education programs. Clients rely on his experience, compassion, and focused practice to help them move forward with confidence.

Law Office Affiliations

• Attorney, Steven P. Richards, Attorney at Law
• Member, North Carolina Bar Association
• Member, Virginia State Bar
• Member, American Bar Association
• Member, American Bankruptcy Institute
• Member, North Carolina Bar Association
• Member, National Association of Consumer Bankruptcy Attorneys (NACBA)
• Member, Richmond Bankruptcy Bar Liaison Committee
• Member, Phi Alpha Delta Law Fraternity

Licensed State

• North Carolina
• Virginia

Education

• North Carolina Central School of Law
  Juris Doctor (J.D.)
• East Carolina University
  Bachelor of Arts (B.A.)

Awards & Badges