About

Steven E. Cowen, Esq., is a highly experienced bankruptcy lawyer who has built a career focused on helping clients navigate complex financial challenges. With decades of legal experience, he provides professional, knowledgeable representation to individuals and families seeking solutions to overwhelming debt. His commitment to client service is backed by both academic excellence and practical courtroom experience.

Mr. Cowen earned his J.D., cum laude, from the University of San Diego School of Law in 1987, where he graduated near the top of his class and served as a member of the law review. He is admitted to the State Bar of California and is an active member of the National Association of Consumer Bankruptcy Attorneys. His strong academic foundation and professional memberships reflect his dedication to continuous growth and excellence in bankruptcy law.

Throughout his career, Mr. Cowen has guided clients through Chapter 7, Chapter 13, and other bankruptcy-related matters. Fluent in both English and Spanish, he ensures that a diverse range of clients can fully understand their rights and options. His ability to clearly explain complex legal concepts helps clients make informed decisions during difficult financial times, reinforcing his reputation for trusted and compassionate legal service.

Beyond his legal practice, Steven E. Cowen is recognized as an accomplished outdoorsman with extensive knowledge of San Diego County’s back country, a subject for which he has been featured in local newspapers and magazines. His professional and personal achievements demonstrate both discipline and dedication. Today, he continues to provide experienced, results-driven representation, helping clients protect their financial futures with skill and integrity.

Law Office Affiliations

  • Partner, Debt Solution Law Group
  • Member, State Bar of California
  • Member, National Association of Consumer Bankruptcy Attorneys

Licensed State

  • California

Education

  • University of San Diego School of Law
    Juris Doctor (JD)

Awards & Badges


the state bar of californiaNational Association of Consumer Bankruptcy Attorneys
  • Chapter 11 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 7 Bankruptcy
  • Creditor Debtor Rights
  • Debt Collection
  • Debt Settlement

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