Debt Solution Law Group

Debt Solution Law Group is a Southern California bankruptcy law firm helping individuals address overwhelming debt and creditor collection activity. The firm focuses on consumer bankruptcy and assists clients with Chapter 7 and Chapter 13 filings, wage garnishments, bank levies, lawsuits, repossessions, foreclosures, and creditor harassment. Its attorneys evaluate each client’s financial circumstances and explain how bankruptcy may help discharge eligible debts, protect property, or establish a manageable repayment plan.

Debt Solution Law Group is led by attorney Steven E. Cowen, who earned his J.D. from the University of San Diego School of Law in 1987, graduating cum laude near the top of his class and serving on the law review. Cowen is a member of the State Bar of California and the National Association of Consumer Bankruptcy Attorneys. He is also fluent in English and Spanish and brings more than 30 years of legal experience to the practice.

Debt Solution Law Group has filed more than 2,000 bankruptcy petitions for clients in Southern California. The firm helps qualifying clients use Chapter 7 to address unsecured obligations such as credit card debt, medical bills, personal loans, and certain judgments. Its Chapter 13 practice helps clients who need more time to address mortgage arrears, tax obligations, child support arrears, secured debts, or other financial issues through a court-approved repayment plan.

Debt Solution Law Group emphasizes direct bankruptcy guidance, flexible payment arrangements, and timely filing when clients need protection from active collection efforts. The firm maintains offices in Chula Vista, El Cajon, Escondido, and the Serra Mesa area of San Diego. By focusing on consumer bankruptcy and debt relief, the practice helps Southern Californians understand their legal options, respond to creditor pressure, protect eligible assets, and work toward greater financial stability.