About
Monroe “Mike” Kelly, III is a highly experienced attorney with more than 35 years of practice in banking and finance law. He specializes in representing commercial banks and financial institutions in various legal matters. His expertise includes commercial and real estate loan documentation, asset-based lending, automotive dealer finance, letters of credit, problem loan workouts, creditors’ rights, and bankruptcies.
Mike Kelly’s education laid a strong foundation for his legal career. He earned his Juris Doctor from the University of Virginia School of Law in 1974, after completing a Bachelor of Science degree at the United States Naval Academy in 1967. His comprehensive education equipped him with the skills to navigate complex legal landscapes.
Throughout his career, Mike Kelly has been deeply involved in commercial real estate development, including acquiring, operating, and financing golf courses. He has also provided legal guidance on lender liability litigation, bank operations, and deposit and collection procedures. His clients have consistently benefited from his extensive knowledge and practical approach to legal challenges.
Mike Kelly is an active member of the American Bar Association, the Norfolk and Portsmouth Bar Association, the Virginia Bar Association, and the Virginia Beach Bar Association. He also belongs to the Virginia State Bar’s Business Law and Bankruptcy Law Sections. These professional affiliations demonstrate his ongoing commitment to staying current with Virginia and federal legal developments and to actively contributing to the legal community.
His dedication and expertise have been recognized through various honors. He has been included in The Best Lawyers in America® for Banking & Finance Law, Litigation – Banking and Finance, Bankruptcy & Creditor-Debtor Rights/Insolvency & Reorganization Law, and Real Estate Law since 2008. He was named “Lawyer of the Year” for Litigation – Banking & Finance in Norfolk in 2018 and 2021 and for Banking & Finance in 2009, 2012, and 2023.
In his practice, Mike Kelly has successfully represented national lenders in complex, multi-year litigation. His work often involves guiding clients through intricate legal processes to achieve favorable outcomes. His extensive experience and meticulous attention to detail make him a trusted advisor in the banking and finance sectors.
Law Office Affiliations
- Partner, Williams Mullen
- Member, American Bar Association
- Member, Norfolk and Portsmouth Bar Association
- Member, Virginia Bar Association
- Member, Virginia Beach Bar Association
- Member, Virginia State Bar, Business and Bankruptcy Law Sections
Licensed State
- Virginia
Education
- University of Virginia School of Law
Juris Doctor (J.D.) - United States Naval Academy
Bachelor of Science (B.S)
Awards & Badges

- Chapter 11 Bankruptcy
- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Banking & Finance
- Public Finance & Tax Exempt Finance
- Tax
- Litigation




