About
Melissa Morgan Paul is an insurance defense attorney whose practice focuses on homeowners’ insurance defense and equine law. She represents homeowners’ insurance carriers in first-party property claims and insurance coverage disputes, handling matters for insurance clients throughout Florida. Her work involves careful legal analysis, strategic case handling, and practical guidance in complex coverage matters. Clients value her focused experience, steady advocacy, and strong understanding of insurance-related disputes.
Melissa earned her J.D. from Stetson University College of Law, where she completed a concentration in Health Law. She also received her B.A. in Communication and French from Radford University. Her education gave her a strong foundation in legal analysis, writing, advocacy, and communication.
Throughout her career, Melissa has concentrated on representing insurance carriers in first-party property claims and coverage disputes. She is active in organizations focused on arson prevention, insurance fraud, and property and casualty issues in Florida. She has also presented at conferences related to insurance fraud and liability claims, reflecting her strong knowledge of the field. Clients benefit from her practical insight and disciplined approach to complex insurance matters. Her professional involvement also helps her stay closely connected to developments affecting the insurance industry.
Melissa Morgan Paul is admitted to practice in Florida and in the U.S. District Courts for the Southern and Middle Districts of Florida. She has also served in leadership and community roles, including as a graduate of Leadership Daytona and a past board member of the Florida Defense Lawyers’ Association. Clients rely on her practical judgment, professional involvement, and clear guidance in difficult insurance disputes. She remains focused on helping clients protect their interests through strong and effective representation.
Law Office Affiliations
- Attorney, Paul, Elkind, Branz & Paul, LLP
- Board Member, Florida Defense Lawyers’ Association
Licensed State
- Florida
Education
- Stetson University College of Law
Juris Doctor (JD) - Radford University
Bachelor of Arts (BA)
Awards & Badges

- Insurance Claims
- Insurance Defense




