Finis Cowan

Finis Cowan is a Houston attorney who represents individuals and businesses dealing with debt, tax disputes, and related litigation. His practice includes defending creditor claims, addressing collection actions, and reviewing consumer rights when creditors or debt buyers pursue payment. He also brings experience as a former certified public accountant to the legal and financial questions arising in these disputes. Finis has practiced for decades and works with clients whose legal problems often involve complicated financial records and competing claims.

Finis earned his Juris Doctor from Baylor College of Law and later received a Master of Laws in Taxation from the University of Houston Law Center. He also qualified as a certified public accountant in Texas, a credential he now holds in retired status. The combination of legal and accounting education is particularly relevant to debt litigation and tax controversies, where careful examination of obligations, financial transactions, and records can shape a client’s options and defenses.

Finis worked as a litigation partner at Mills Shirley LLP from 1991 to 2000 and has practiced as a Houston tax attorney since 2001. His earlier career included staff accounting work. He handles legal issues involving credit card debts, creditor lawsuits, judgments, garnishment, bank loans, personal guarantees, and debt collection conduct. His professional experience also includes litigation in courts with jurisdiction over federal tax and financial disputes, making his background broader than routine consumer negotiations.

Finis is board certified in Civil Trial Law by the Texas Board of Legal Specialization. He is admitted to Texas state courts, the United States Tax Court, the United States Court of Federal Claims, and federal district courts in the Southern and Eastern Districts of Texas. These credentials support his work when debt or tax disagreements require formal legal proceedings. Finis Cowan draws on litigation experience, taxation studies, and an accounting background to examine financial disputes from both legal and practical perspectives.

Law Office Affiliations

• Attorney, Texas Debt Defense
• Member, State Bar of Texas
• Board Certified, Civil Trial Law, Texas Board of Legal Specialization

Licensed State

• Texas

Education

• University of Houston Law Center
  Master of Tax Law (LL.M.)
• Baylor College of Law
  Juris Doctor (JD)

Awards & Badges