Cynthia L. Carroll

Cynthia L. Carroll is a Delaware bankruptcy lawyer at Cynthia L. Carroll, P. A., who has provided focused legal representation since 1996. She works with individuals facing serious debt and financial stress, guiding them through Chapter 7 and Chapter 13 bankruptcy cases. Her practice also includes foreclosure defense, debt settlement, and mortgage loan modifications. Through careful legal strategy, she helps clients stop creditor harassment, protect their homes, and regain financial stability. Ms. Carroll also handles residential real estate settlements, assisting clients with property purchases and refinances.

Ms. Carroll earned a B.A. in Economics from San Francisco State University in California. She later obtained her J.D. from Widener University School of Law in Wilmington, Delaware. Her academic training in economics and law provides a strong understanding of financial systems, lending practices, and debt management. This background supports her work advising clients on bankruptcy options, foreclosure defense strategies, and long-term financial recovery planning.

Ms. Carroll began her legal career as a Judicial Law Clerk to the late Honorable Haile L. Alford of the Delaware Superior Court. She also clerked for the Hon. Peter J. Walsh at the U.S. Bankruptcy Court for the District of Delaware. She later worked as a Prosecutor and Bankruptcy Attorney for the City of Wilmington Law Department. After entering private practice, she represented clients in bankruptcy, real estate, and immigration matters before founding Cynthia L. Carroll, P. A. in 1999 to serve Delawareans.

Cynthia L. Carroll has focused on helping individuals rebuild financial stability and protect their homes for more than two decades. She represents homeowners in foreclosure actions before the Delaware Superior Court and the U.S. Bankruptcy Court. Her work also contributed to the case Shrewsbury v. Bank of N.Y. Mellon, where the Delaware Supreme Court clarified that a foreclosing mortgagee must have the right to enforce the underlying promissory note. Through dedicated advocacy, she helps clients resolve debt problems and rebuild strong credit profiles.

Law Office Affiliations

• Attorney, Cynthia L. Carroll, P. A.
• Member, Delaware State Bar Association

Licensed State

• Delaware

Education

• Widener University School of Law
  Juris Doctor (JD)
• San Francisco State University
  Bachelor of Arts (BA)

Awards & Badges