Tom McAvity

Tom McAvity is a Phoenix bankruptcy lawyer at Phoenix Fresh Start Bankruptcy Attorneys, PLLC, who represents individuals facing serious debt problems and financial pressure. He handles Chapter 7 and Chapter 13 bankruptcy matters, helping clients address creditor harassment, foreclosure, repossession, wage garnishment, lawsuits, and unsecured debt. He has represented clients in thousands of bankruptcy cases. His approach emphasizes understanding each client’s circumstances, explaining available options, and developing practical strategies intended to support a workable financial fresh start.

Tom earned his undergraduate degree from the University of Arizona in 1995 and his law degree from Lewis and Clark in 1999. He was admitted to practice law in Arizona after completing his legal education. His memberships include the Arizona State Bar, Oregon State Bar, Washington State Bar, Federal Bar Association, National Association of Consumer Bankruptcy Attorneys, and National Association of Consumer Advocates, reflecting involvement in bankruptcy practice.

Tom has managed bankruptcy law offices in Portland, Seattle, Vancouver, Salem, and Eugene before establishing his own practice. His experience includes helping clients protect homes and businesses while discharging amounts of qualifying debt through bankruptcy. He evaluates whether Chapter 7 or Chapter 13 may fit a client’s circumstances and explains how bankruptcy protections can affect collections, creditor actions, secured property, repayment obligations, and the path toward resolving overwhelming financial problems.

Tom McAvity maintains a bankruptcy practice serving clients from Phoenix and Arizona locations. He focuses on helping people understand that bankruptcy can provide legal tools for addressing unmanageable debt rather than remaining trapped by collection pressure. His client approach centers on fairness, respect, and personal attention during a difficult financial period. He combines extensive bankruptcy experience with practical guidance designed to help clients evaluate options and pursue greater financial stability.

Law Office Affiliations

• Attorney, Phoenix Fresh Start Bankruptcy Attorneys, PLLC
• Member, Arizona State Bar
• Member, Oregon State Bar
• Member, Washington State Bar
• Member, National Association of Consumer Bankruptcy Attorneys
• Member, Federal Bar Association
• Member, National Association of Consumer Advocates

Licensed State

• Arizona
• Oregon
• Washington

Education

• Lewis and Clark
  Juris Doctor (JD)
• University of Arizona
  Undergraduate