About
Raymond M. Kempinski, Esq. is an experienced bankruptcy attorney dedicated to helping individuals and families navigate financial hardships. He strongly focuses on Chapter 7 and Chapter 13 bankruptcy cases and provides strategic mortgage foreclosure defense and loan modification services. His comprehensive approach ensures clients receive effective legal solutions tailored to their financial situations. As part of the Sadek Bankruptcy Law Offices team, he offers compassionate representation to those seeking a fresh start.
Raymond earned his Juris Doctor from Temple University Beasley School of Law in 2004. Before pursuing law, he studied graphic design at Drexel University, where he obtained a Bachelor of Science degree. His transition from the arts to law reflects his ability to approach legal challenges with creative problem-solving skills. After graduating from law school, he gained experience in real estate law, working in St. Thomas, U.S. Virgin Islands, where he handled commercial and residential transactions.
Raymond M. Kempinski later shifted his focus to consumer bankruptcy law, assisting clients in Philadelphia and the surrounding counties with debt relief. In 2011, he co-founded Coleman & Kempinski, a law firm dedicated to bankruptcy cases, which later transitioned into Kempinski Law. After spending time at a foreclosure law firm, he returned to bankruptcy law, joining Sadek Bankruptcy Law Offices in 2022. His deep-rooted ties to the Philadelphia community and extensive legal experience allow him to provide empathetic and results-driven legal representation.
Licensed to practice in both Pennsylvania and New Jersey, Raymond is a trusted debt relief and bankruptcy attorney dedicated to helping individuals and families overcome financial hardship. He developed and taught “Bankruptcy 101,” a practical course designed for non-lawyers such as accountants, financial advisors, and real estate professionals. Committed to a client-first approach, Raymond offers free initial consultations and flexible payment plans to make legal help more accessible. His goal is to empower clients with clear information, strategic options, and experienced legal guidance so they can protect their assets, stop creditor harassment, and rebuild their financial future with confidence.
Law Office Affiliations
- Member, Sadek Bankruptcy Law Offices
- Member, Philadelphia Bar Association
- Member, New Jersey State Bar Association
Licensed State
- Pennsylvania
- New Jersey
Education
- Temple University Beasley School of Law
Juris Doctor (J.D.) - Drexel University
Bachelor of Science (B.S) in Graphic Design
Awards & Badges


- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Foreclosure




