About

Raymond M. Kempinski, Esq. is an experienced bankruptcy attorney dedicated to helping individuals and families navigate financial hardships. He strongly focuses on Chapter 7 and Chapter 13 bankruptcy cases and provides strategic mortgage foreclosure defense and loan modification services. His comprehensive approach ensures clients receive effective legal solutions tailored to their financial situations. As part of the Sadek Bankruptcy Law Offices team, he offers compassionate representation to those seeking a fresh start.

Raymond earned his Juris Doctor from Temple University Beasley School of Law in 2004. Before pursuing law, he studied graphic design at Drexel University, where he obtained a Bachelor of Science degree. His transition from the arts to law reflects his ability to approach legal challenges with creative problem-solving skills. After graduating from law school, he gained experience in real estate law, working in St. Thomas, U.S. Virgin Islands, where he handled commercial and residential transactions.

Raymond M. Kempinski later shifted his focus to consumer bankruptcy law, assisting clients in Philadelphia and the surrounding counties with debt relief. In 2011, he co-founded Coleman & Kempinski, a law firm dedicated to bankruptcy cases, which later transitioned into Kempinski Law. After spending time at a foreclosure law firm, he returned to bankruptcy law, joining Sadek Bankruptcy Law Offices in 2022. His deep-rooted ties to the Philadelphia community and extensive legal experience allow him to provide empathetic and results-driven legal representation.

Licensed to practice in Pennsylvania and New Jersey, Raymond is highly regarded for his expertise in debt relief. He also created and taught “Bankruptcy 101,” an instructional course for non-legal professionals, including accountants and real estate agents. With a client-centered approach, he prioritizes accessibility, offering flexible payment plans and free initial consultations. He aims to provide clients with the knowledge and legal guidance necessary to regain financial stability.

Law Office Affiliations

  • Member, Sadek Bankruptcy Law Offices
  • Member, Philadelphia Bar Association
  • Member, New Jersey State Bar Association

Licensed State

  • Pennsylvania
  • New Jersey

Education

  • Temple University Beasley School of Law
    Juris Doctor (J.D.)
  • Drexel University
    Bachelor of Science (B.S) in Graphic Design

Awards & Badges


Philadelphia Bar AssociationNew Jersey State Bar Association
  • Chapter 13 Bankruptcy
  • Chapter 7 Bankruptcy
  • Foreclosure

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