About
Julie Ann O’Bryan is the owner and an attorney at O’Bryan Law Offices, where she has practiced since 1994. Her work includes consumer and business bankruptcy, uncontested divorce, and personal injury matters in Kentucky and Indiana. She has extensive bankruptcy experience and previously worked directly within the federal bankruptcy court system. Her practice helps individuals and businesses address debt, financial distress, family transitions, and related legal concerns through structured legal processes and practical case planning.
O’Bryan earned a degree in Business Administration, with a minor in mathematics, from Spalding University in 1982. She received a J.D. from the University of Louisville in 1985 and completed her final law-school semester at the Hastings University , San Francisco. During that period, she interned with the California Department of Corporations. Her academic background supports detailed work involving financial records, bankruptcy procedure, and client planning.
O’Bryan served as a Staff Attorney to the Honorable J. Wendell Roberts, a U.S. Bankruptcy Judge for the Western District of Kentucky, from 1987 through 1993. That court experience preceded the opening of her own practice. She has since handled bankruptcy matters for consumers and businesses while maintaining additional work in uncontested divorce and personal injury. Her background gives her familiarity with bankruptcy administration, court procedure, and the practical demands facing debtors.
Julie Ann O’Bryan is a Certified Consumer Bankruptcy Attorney through the American Board of Certification and has held that certification since 2003. She has lectured on bankruptcy topics and participated in professional education and community programs related to financial literacy. Her combination of court experience, certification, and long-term private practice supports clients who need structured guidance through bankruptcy filings, debt problems, uncontested divorce, and related legal matters.
Law Office Affiliations
- Attorney, O’Bryan, Brown & Toner, PLLC
- Member, Kentucky Bar Association
- Member, The State Bar of California
- Member, Louisville Bar Association
Licensed State
- Kentucky
- California
Education
- University of Louisville School of Law
J.D. - Spalding University
Bachelor of Arts (BA)
Awards & Badges



- Chapter 11 Bankruptcy
- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Creditor Debtor Rights
- Debt & Lending
- Uncontested Divorce
- Car Accidents
- Trucking Accidents





