About
Joel M. Grafstein is a highly experienced bankruptcy attorney at Advanced Bankruptcy Legal Services of Connecticut, serving clients throughout Connecticut. Since beginning his legal career in 1973, he has focused on bankruptcy law, helping individuals and businesses find relief from overwhelming debt. As the founder of his firm, he provides guidance on matters in Chapter 7, Chapter 11, and Chapter 13. He is known for clear advice, careful case preparation, and strong courtroom representation. His work has helped many clients protect assets, stop collections, and move toward financial stability.
Joel Michel Grafstein earned his J.D. from New York Law School and later completed an LL.M. in corporate law at New York University. His advanced legal education strengthened his understanding of complex financial matters, corporate restructuring, and debt resolution. Admitted to practice in Connecticut and New York, he is also admitted to the U.S. Tax Court and the U.S. District Court for the District of Connecticut.
Mr. Grafstein has held respected leadership roles in the bankruptcy field throughout his career. He served as an initial member of the Panel Chapter 7 Trustees appointed in 1977, and later worked as Director of Legal Affairs for FEMA Region 1. He has been a longtime CLE instructor and has received recognition from the U.S. Bankruptcy Court for pro bono service. Major media outlets and legal publications have sought his insight.
Joel M. Grafstein has also written and presented extensively on bankruptcy and foreclosure law. His publications and seminars help educate lawyers and professionals across the state. Through decades of dedicated practice, he has helped clients resolve debt, prevent foreclosure, and regain financial control with confidence and clarity.
Law Office Affiliations
- Founder, Grafstein & Arcaro, LLC
- Member, Connecticut Bar Association
- Member, National Association of Consumer Bankruptcy Attorneys
- Member, New York State Bar Association
Licensed State
- Connecticut
- New York
Education
- New York University
LLM in Corporate Law - New York Law School
Juris Doctor (JD)
Awards & Badges



- Chapter 11 Bankruptcy
- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy




