Ernesto D. Borges, Jr.

Ernesto D. Borges, Jr. is a Senior Partner with Billbusters, Borges and Wu, LLC and a Chicago bankruptcy lawyer whose work centers on consumer debt and financial protection. The firm focuses on consumer bankruptcy, creditor matters, and financial protection for individuals and small businesses. His bankruptcy work is directed toward people seeking to manage debt, protect homes and property, and use available bankruptcy procedures to address serious financial problems.

Ernesto earned a Bachelor of Science Degree in Theater from Southern Illinois University after military service. He later enrolled at Northern Illinois University School of Law and entered private practice after graduating from law school. Before becoming a lawyer, he worked as a school teacher and at the Illinois State Board of Elections, where he held several positions, including Administrative Assistant to the Chairman. These roles preceded his consumer bankruptcy career.

Ernesto established his own law office and later formed BillBusters as a consumer bankruptcy firm. Before merging with Ledford and Wu, he owned a large African American-owned bankruptcy practice. The merged firm reports more than 50,000 bankruptcy filings. His work has focused on helping consumers use bankruptcy and foreclosure-defense tools to address debt, preserve property, and reorganize difficult financial situations.

Ernesto D. Borges, Jr. has combined private practice leadership with public-facing legal education through radio programming about debt and current issues. His current role as Senior Partner continues a career built around consumer bankruptcy and financial distress. His professional background includes military service, government work, teaching, firm ownership, and decades of legal practice serving people confronting debt, foreclosure concerns, and other legal problems tied to financial hardship.

Law Office Affiliations

• Senior Partner, Billbusters, Borges and Wu, LLC.
• Member, Illinois State Bar Association

Licensed State

• Illinois

Education

• Southern Illinois University
  Bachelor of Science (BS) in Theater

Awards & Badges