About

Cynthia J. Lowery is a South Carolina Supreme Court-certified specialist in bankruptcy and debtor/creditor law with decades of experience representing businesses, banks, credit unions, landlords, and lending institutions. She focuses her practice on protecting creditors’ rights in bankruptcy proceedings, restructurings, and workouts, consistently guiding clients through complex financial disputes.

Cynthia earned her Bachelor of Science from the College of Charleston in 1983, followed by her Juris Doctor from Wake Forest University in 1988. Admitted to practice in North Carolina in 1988 and South Carolina in 1989, Cynthia has built a reputation as a trusted advocate in both states. Her extensive legal knowledge is supported by her history of leadership roles in professional boards and commissions.

In 1993, Cynthia was appointed to the United States Panel of Chapter 7 Bankruptcy Trustees for South Carolina, where she served until 2000, after which she turned her full focus to creditor representation. She later chaired the Supreme Court of South Carolina Commission’s Bankruptcy and Debtor-Creditor Law Specialization Advisory Board, helping to shape standards within the profession.

Beyond her client representation, Cynthia provides training for financial institutions, educating creditors on the most effective methods for collections and asserting remedies in bankruptcy. Her work equips institutions with practical tools to minimize risk and navigate legal complexities with confidence. Recognized by Best Lawyers in America annually since 2009, she continues to be honored for her excellence in bankruptcy and insolvency law.

Through her career, Cynthia J. Lowery has earned recognition as a highly capable attorney who combines diligence with clear, results-focused advocacy, making her a trusted resource for creditors across the Carolinas.

Law Office Affiliations

  • Member, Moore & Van Allen
  • Member, South Carolina Bar Association
  • Member, North Carolina Bar Association
  • Member, South Carolina Bankruptcy Lawyers Association
  • Member, American Bankruptcy Institute
  • Member, South Carolina Women Lawyers Association
  • Member, South Carolina Bankers Association
  • Former Trustee, United States Chapter 7 Bankruptcy

Licensed State

  • South Carolina
  • North Carolina

Education

  • Wake Forest University
    Juris Doctor (JD)
  • College of Charleston
    Bachelor of Science

Awards & Badges


South Carolina BarNorth Carolina Bar AssociationSouth Carolina Bankruptcy Law AssociationAmerican Bankruptcy InstituteSouth Carolina Women Lawyers AssociationSouth Carolina Bankers Association
  • Chapter 7 Bankruptcy
  • Credit Repair
  • Creditor Debtor Rights
  • Debt Collection
  • Debt Settlement

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