Christian W. Hancock

Christian W. Hancock is a partner at Bradley in Charlotte, North Carolina. Known professionally as Christy Hancock, she advises financial institutions on regulatory compliance, with a particular focus on mortgage servicing and consumer finance. Her work includes bankruptcy and foreclosure practices, home equity lending, loan modifications, payment processing, escrow accounts, and related servicing requirements. She helps organizations respond to complex rules and manage the operational risks that accompany financial services regulation. Her clients include mortgage servicers managing borrower communications, escrow administration, bankruptcy issues, and changing consumer lending requirements.

Christy earned a B.A. from the University of South Carolina in 1998, graduating cum laude, and a J.D. from the University of North Carolina School of Law in 2001. She served as Publications Editor of the University of North Carolina Banking Journal. This educational background supports her analysis of consumer lending laws and the regulatory duties of banks, mortgage servicers, and other financial services companies. Her work as an editor of a banking law journal preceded a career focused on the legal details of consumer financial products.

Her practice includes advising on compliance management systems, government settlements, consent orders, large remediation projects, and bankruptcy-related regulatory questions. She assists clients with internal risk assessments, audits, employee training, and updates to mortgage servicing policies and procedures. Christy regularly addresses requirements arising under RESPA, TILA, FDCPA, FCRA, and the Dodd-Frank Act. She also organizes the Bradley Compliance Roundtable to discuss consumer finance regulation, enforcement trends, and litigation developments.

Christian W. Hancock is admitted in North Carolina, Alabama, and Arizona. Her professional service has included the Conference on Consumer Finance Law and board roles with the North Carolina Aquarium Society, Charlotte Center for Legal Advocacy, and Women Lawyers of Charlotte. Her practice combines detailed regulatory knowledge with implementation advice, helping financial institutions translate complicated legal obligations into policies, training, and day-to-day operational decisions. In 2026, she became a fellow of the American College of Consumer Financial Services Lawyers and the American College of Mortgage Attorneys.

Law Office Affiliations

• Partner, Bradley Arant Boult Cummings LLP
• Member, The North Carolina State Bar
• Member, Alabama State Bar
• Member, State Bar of Arizona
• Past Board Member, Charlotte Center for Legal Advocacy
• Past Board Member, Women Lawyers of Charlotte
• Fellow, American College of Consumer Financial Services Lawyers (2026)
• Fellow, American College of Mortgage Attorneys (2026)
• Member, Conference on Consumer Finance Law (CCFL)
• Board Member, North Carolina Aquarium Society
• Member, Bradley Benefits Committee (2019-2025)

Licensed State

• North Carolina
• Alabama
• Arizona

Education

• University of North Carolina School of Law
  Juris Doctor (JD)
• University of South Carolina
  Bachelor of Arts (BA) (Cum Laude)

Awards & Badges