Carla I. Garcia

Carla I. Garcia is a shareholder of The Law Office of Garcia Hernandez, P.A. in Coral Gables, Florida. Her practice includes representing clients in the sale, purchase, and financing of commercial and residential real estate. She brings substantial experience to loan-related matters, including distressed credit, loan modifications, workouts, and loan sale transactions, giving her a strong background in real estate and financial arrangements.

Carla attended the University of Miami School of Law from 1999 through 2002. Her legal education supports a practice that requires close attention to contracts, financing documents, property rights, lender requirements, and transaction structure. That foundation complements her extensive work with financial institutions and helps her analyze real estate deals from legal, operational, and credit-related perspectives while identifying issues that can affect closing or repayment.

Carla has nineteen years of experience structuring and negotiating distressed loans and related transactions. Her background includes more than fifteen years working as in-house counsel for two major financial institutions, including one of Florida’s largest financial institutions. This experience gives her practical insight into lending operations, risk evaluation, loan administration, and negotiations involving borrowers, lenders, real property, and troubled credit relationships.

Carla I. Garcia combines real estate transaction work with extensive in-house financial-services experience. She assists clients with purchases, sales, financing arrangements, loan modifications, workouts, and loan sale matters involving commercial or residential property. Her background allows her to approach real estate issues with a practical understanding of how legal terms interact with lending decisions, documentation requirements, and the financial objectives underlying a transaction.

Law Office Affiliations

• Shareholder, The Law Office of Garcia Hernandez, P.A.
• Member, The Florida Bar

Licensed State

• Florida

Awards & Badges