Thomas W. St. John

Thomas W. St. John is an associate attorney with Bond & Botes in Birmingham, Alabama, who represents individuals and families experiencing financial distress. His practice includes formal debt relief in the U.S. Bankruptcy Courts for the Northern and Southern Districts of Alabama and defense of lawsuits brought by debt collectors. St. John combines consumer representation with prior experience involving financial institutions, giving him perspective on both creditor and debtor issues.

St. John earned a B.S. in Political Science from DePaul University in 1992 and a J.D. from Cumberland School of Law at Samford University in 1995. He is licensed in Alabama and Florida and has practiced law since 1997. His education and broad court admissions support his work analyzing financial disputes, bankruptcy options, litigation risks, and the procedural requirements clients face when seeking relief from significant debt.

Before focusing on consumer financial matters, St. John represented financial institutions in contract, real estate, and bankruptcy matters. He also spent more than two decades with Alabama Power, where his responsibilities included regulatory compliance, real estate operations, risk management, and public policy advocacy. More recently, he represented creditors in mortgage litigation. This varied background helps him evaluate financial problems from business, regulatory, litigation, and consumer perspectives.

Thomas W. St. John brings extensive legal and corporate experience to bankruptcy and debt collection matters. His background allows him to understand how creditors, institutions, and consumers approach financial disputes and to translate that knowledge into practical client guidance. By helping individuals assess debt-relief options, respond to collection litigation, and navigate bankruptcy procedure, he supports clients seeking a more manageable path through serious financial challenges.

Law Office Affiliations

• Attorney, Bond & Botes Law Offices
• Member, Alabama State Bar
• Associate Editor, Collection Litigation Section, Alabama State Bar
• Member, The Florida Bar
• Board of Directors (Past Treasurer and Vice Chair), National Hydropower Association
• Past Chairman and Board Member, Kid One Transport System
• Board of Directors, Magic City Chapter, Alabama Power Service Organization

Licensed State

• Alabama
• Florida

Education

• Cumberland School of Law, Samford University
  Juris Doctor (JD)
• DePaul University
  Bachelor of Science (BS) in Political Science

Awards & Badges