Terrie Harman

Terrie Harman is an Exeter, New Hampshire attorney whose practice addresses financial and legal problems involving consumers and businesses. Her work includes bankruptcy litigation, bankruptcy avoidance, non-bankruptcy workouts, foreclosure avoidance and defense, unfair debt collection, consumer rights, tax disputes, probate litigation, guardianship, conservatorship, and debt management. In bankruptcy matters, she represents clients in Chapter 7, Chapter 11, and Chapter 13 proceedings. She also handles federal and state tax controversies and workout strategies.

Terrie earned a B.A. from Wilson College in 1975 and a J.D. from Franklin Pierce Law Center in 1978. Her legal education provided a foundation for a practice involving bankruptcy, tax, creditor-debtor law, probate disputes, and federal litigation. She was admitted in Maine and New Hampshire in 1978 and is admitted before federal courts, the First Circuit Court of Appeals, and the US Supreme Court. This background supports work that frequently involves statutes, financial records, litigation, and complex procedural rules.

Harman is a former Chapter 7 Bankruptcy Trustee and has lectured to legal, accounting, banking, and community organizations. She represents clients with unfiled tax returns and difficult tax obligations and has handled controversies with the Internal Revenue Service. Her probate work includes estate administration, will contests, trust disputes, insolvent estates, and real-estate partition matters. She has also pursued constitutional and bankruptcy issues in appellate proceedings, including work involving the New Hampshire Supreme Court and the US Supreme Court.

Terrie Harman brings decades of bankruptcy, tax, consumer, and probate experience to clients facing financially complex legal problems. Her practice spans court proceedings and negotiated workouts, allowing her to address both formal bankruptcy cases and alternatives. Experience as a bankruptcy trustee provides additional perspective on insolvency and creditor issues. She helps individuals and businesses evaluate debt, tax, foreclosure, probate, and financial disputes with attention to available remedies, procedural requirements, and long-term consequences.

Law Office Affiliations

• Attorney, Harman Law Offices
• Member, New Hampshire Bar Association
• Member, Maine State Bar Association
• Commissioner of Insolvent Estates, Probate Court
• Former Chapter 7 Member, Bankruptcy Trustee

Licensed State

• New Hampshire
• Maine

Education

• Franklin Pierce Law Center
  Juris Doctor (JD)
• Wilson College
  Bachelor of Arts (BA)

Awards & Badges