Robert S. Stevens

Robert S. Stevens is a Charlottesville bankruptcy lawyer who helps individuals and families address serious debt problems and consider bankruptcy protection. He focuses on Virginia bankruptcy matters, including Chapter 7 and Chapter 13 cases. His work helps clients respond to creditor calls, payment pressure, mortgage concerns, tax debt, medical bills, and other financial challenges that can make recovery difficult without legal guidance.

Mr. Stevens earned his J.D. from William & Mary in 1990 and his B.A. from Wake Forest University in 1986. His legal education and long practice in bankruptcy law support his ability to review financial facts, explain available debt relief options, and guide clients through the legal process with practical judgment. This background helps him evaluate whether Chapter 7 or Chapter 13 may fit a client’s circumstances.

Mr. Stevens has more than 25 years of experience helping people seek debt relief in Virginia. His experience includes Chapter 7 bankruptcy, Chapter 13 repayment planning, debt counseling, creditor harassment issues, garnishment concerns, tax payment problems, and cases involving clients who are behind on mortgages, support obligations, credit cards, or medical bills. He serves clients in Charlottesville, Culpeper, Albemarle County, and surrounding areas.

Robert S. Stevens is known for combining bankruptcy experience with a respectful and compassionate approach to clients under financial stress. He is a member of the American Bar Association and the Virginia State Bar. His work emphasizes careful listening, attention to detail, and clear guidance, helping clients understand their rights, protect their peace of mind, and move toward a more stable financial future.

Law Office Affiliations

• Attorney, Robert Stevens Law Firm
• Member, American Bar Association
• Member, Virginia State Bar Association

Licensed State

• Virginia

Education

• William and Mary
  Juris Doctor (JD)
• Wake Forest University
  Bachelor of Arts (BA)

Awards & Badges