About
Robert H. Lutz is an attorney with extensive experience practicing law across North Carolina, South Carolina, and Georgia. Admitted to the bar in multiple jurisdictions beginning in 1989, he has built a long-standing practice focused on bankruptcy, consumer law, and related civil matters, serving individuals and businesses with practical, informed legal counsel.
Robert earned his Bachelor of Arts degree from Lenoir-Rhyne University in 1985. He later obtained his Juris Doctor from Georgia State University College of Law in 1988, developing a strong academic foundation that supports his work in complex financial and legal issues.
Robert’s practice includes significant experience in bankruptcy law, and he has contributed to legal education as a speaker on bankruptcy topics, including presenting at North Carolina Continuing Legal Education programs. He is a member of the American Bankruptcy Institute and the National Association of Consumer Bankruptcy Attorneys, reflecting his ongoing engagement with developments in bankruptcy and debtor-creditor law.
Robert maintains active membership in numerous professional organizations, including the Cleveland County Bar Association, the North Carolina Bar Association, the North Carolina State Bar, the South Carolina Bar, and the State Bar of Georgia. He has also been involved in bar leadership, serving as President of the 27th Judicial District during the 1994–1995 term.
Robert H. Lutz is known for his depth of experience, multi-state licensure, and commitment to professional standards. His approach emphasizes careful analysis, clear communication, and practical solutions tailored to clients navigating complex financial and legal challenges.
Law Office Affiliations
- Attorney, Lutz Law Firm, PLLC
- Member, Cleveland County Bar Association
- Member, North Carolina Bar Association
- Member, North Carolina State Bar
- Member, South Carolina Bar
- Member, State Bar of Georgia
- Member, North Carolina Advocates for Justice
- Former President, 27th Judicial District
- Member, American Bankruptcy Institute
- Member, National Association of Consumer Bankruptcy Attorneys
Licensed State
- North Carolina
- South Carolina
- Georgia
Education
- Georgia State University College of Law
Juris Doctor (JD) - Lenoir-Rhyne University
Bachelor of Arts (BA)
Awards & Badges







- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Banking & Finance
- Corporate
- Franchise, Dealership & Partnership
- Mergers And Acquisitions
- Securities Litigation
- Intellectual Property Litigation
- Litigation
- Speeding And Traffic Ticket
- Wills And Living Wills




