About
Michael H. Schwartz is a highly experienced bankruptcy attorney who has spent more than four decades guiding individuals and businesses through serious financial challenges. He has built a strong reputation for helping clients regain stability by stopping creditor actions, protecting their homes, and preserving essential assets. His work focuses on making the bankruptcy process clear and manageable so clients can move forward with confidence and begin rebuilding their financial lives.
Michael earned his J.D., cum laude, from New York Law School and his B.A., magna cum laude, from City College of the City University of New York. His strong academic foundation and early experience on the Law Review helped shape his analytical skills and commitment to detailed legal work. He is licensed in all New York State Courts, multiple federal district and bankruptcy courts, and the U.S. Court of Appeals for the Second Circuit.
Throughout his career, Michael has filed thousands of bankruptcy cases, helping clients overcome overwhelming debt, wage garnishment, foreclosure threats, and creditor harassment. He handles Chapter 7, Chapter 13, and business reorganizations, using strategic planning to secure the best outcome available under the law. His ability to explain complex issues in simple terms allows clients to understand their options and feel supported during difficult moments.
Michael H. Schwartz is known for assertive advocacy in dealing with creditors and lenders and has been recognized by fellow attorneys for his deep knowledge of bankruptcy law. His practice focuses on thorough preparation, strong negotiation, and dependable communication. With decades of experience, he remains dedicated to helping clients protect their rights, regain control of their finances, and achieve long-term stability through practical and effective legal solutions.
Law Office Affiliations
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Principal Attorney, Michael H. Schwartz, P.C.
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Co Chair, Westchester County Bar Association, Bankruptcy and Creditors Rights Committee
- Sustaining Member, National Association of Consumer Bankruptcy Attorneys
- Member, White Plains Bar Association
- Lifetime Member, Sutton’s Who’s Who in American Law
Licensed State
- New York
Education
- New York Law School
Juris Doctor (JD) - City College of the City University of New York
Bachelor of Arts (BA)
Awards & Badges



- Chapter 11 Bankruptcy
- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Foreclosure




