About

Marguerite Hammerschmidt is a respected Michigan bankruptcy attorney and a founding member of HS&A P.C. Law. She has focused her legal career on consumer bankruptcy law since 2001. Her practice is dedicated to helping individuals and families address serious debt challenges through clear legal guidance and effective solutions. She represents clients in Chapter 7 and Chapter 13 bankruptcy matters and works to protect their rights under federal and state law. Her approach emphasizes accuracy, efficiency, and long-term financial recovery.

Marguerite completed her undergraduate studies at the University of Detroit, earning a B.S. and graduating Magna Cum Laude. She later earned her J.D. from Wayne State University School of Law. Her academic background provided a strong foundation in legal research, financial analysis, and advocacy, which continues to guide her bankruptcy practice today.

Marguerite was admitted to the State Bar of Michigan in 1997 and to the United States Bankruptcy Court for the Eastern District of Michigan in 2001 after earning her law degree. She has since built extensive experience handling complex bankruptcy filings, creditor negotiations, and court proceedings. Her work involves guiding clients through every stage of the bankruptcy process while ensuring compliance with all legal requirements.

Marguerite has helped clients stop wage garnishments, prevent foreclosure, and obtain relief from overwhelming debt throughout her career. She focuses on creating practical legal strategies that allow clients to move forward with confidence.

Marguerite Hammerschmidt stays current with changes in bankruptcy law and best practices as a member of the American Bankruptcy Institute and the Consumer Bankruptcy Association. Her professional commitment reflects a strong dedication to ethical representation, client education, and lasting financial solutions.

Law Office Affiliations

  • Founder, HS&A, P.C. Law
  • Member, American Bankruptcy Institute
  • Member, Consumer Bankruptcy Association
  • Member, State Bar of Michigan

Licensed State

  • Michigan

Education

  • Wayne State University Law School
    Juris Doctor (JD)
  • University of Detroit
    Bachelor of Science, Magna Cum Laude

Awards & Badges


American Bankruptcy InstituteConsumer Bankruptcy AssociationState Bar of Michigan
Bankruptcy
  • Chapter 13 Bankruptcy

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