Lisa J. Espada

Lisa J. Espada is a California attorney who helps consumers and small business owners address debt and financial problems in California. Her practice at the Law Office of Lisa J. Espada includes bankruptcy law, debt collection defense, consumer rights litigation, and student loan matters. She represents individuals sued by debt buyers and other creditors and assists clients seeking relief through bankruptcy. Her work focuses on practical legal solutions for people confronting collection lawsuits, financial hardship, and difficult creditor disputes.

Lisa earned her J.D. from Golden Gate University School of Law in 1999. She earned her B.A. from San Francisco State University in 1993. Her legal education supported the development of a practice focused on bankruptcy, consumer rights, debt collection defense, and related financial matters. She has since applied that training to representing consumers and small business owners facing creditor disputes, collection lawsuits, and other challenges involving debt and financial hardship.

Lisa has represented clients in student loan collection matters since 2016 and advises borrowers and co-signers facing private loan lawsuits. She also handles bankruptcy and federal civil matters in the Northern District of California and certain cases in the Eastern District of California. Her debt collection defense work includes matters in San Francisco, Alameda, Contra Costa, and Marin counties, where she directly represents consumers confronting creditor claims and collection litigation.

Lisa J. Espada has been licensed to practice law in California since 1999. She received Outstanding Volunteer in Public Service recognition from the Justice and Diversity Center each year from 2012 through 2018. She has also presented continuing legal education programs on debt collection issues and pretrial litigation. Her practice emphasizes affordable representation, consumer protection, and direct advocacy for individuals and small business owners facing serious financial and legal challenges.

Law Office Affiliations

• Attorney/Owner, Law Office of Lisa J. Espada
• Member, State Bar of California
• Member, San Francisco Bar Association’s Justice
• Member, National Association of Consumer Advocates

Licensed State

• California

Education

• Golden Gate University School of Law
  Juris Doctor (JD)
• San Francisco State University
  Bachelor of Arts

Awards & Badges