About
Kyle Payne is the managing partner of Payne & Associates, PLLC, a respected bankruptcy law firm based in Spring, Texas. With years of experience in consumer protection and bankruptcy law, he has helped countless individuals and families regain financial control through Chapter 7 and Chapter 13 proceedings. Known for his professionalism and compassionate approach, Kyle is dedicated to guiding clients through complex financial challenges with clarity and confidence.
Kyle earned his J.D. from Temple University Beasley School of Law, where he was recognized on the Dean’s Honor List and as a Rubin Public Interest Law Honor Society Fellow. Early in his career, he served in the Philadelphia District Attorney’s Office and clerked for the Honorable Joseph D. O’Keefe, gaining valuable courtroom experience. He later earned certification in transactional law, providing him with a comprehensive understanding of both litigation and financial restructuring.
Fluent in Spanish after two years of service in Sonora, Mexico, Kyle proudly serves clients in both English and Spanish, ensuring accessible communication for the diverse communities of Spring and the greater Houston area. He is licensed to practice in all Texas State Courts and all four U.S. District and Bankruptcy Courts throughout the state.
As a resident of Spring, Kyle Payne is deeply connected to the local community he represents. His practice emphasizes personalized service, practical solutions, and respect for each client’s individual circumstances. Whether helping clients eliminate debt or restructure payments, Kyle’s goal remains consistent—to restore stability and peace of mind. With Payne & Associates, PLLC, clients receive knowledgeable representation and dedicated support to move forward toward a stronger financial future.
Law Office Affiliations
- Owner, Payne & Associates, PLLC
- Member, State Bar of Texas
Licensed State
- Texas
Education
- Temple University Beasley School of Law
Juris Doctorate (JD) - Brigham Young University
BA in History
Awards & Badges

- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Credit Repair
- Foreclosure




