About

Kristine M. Spiegelberg Nelson is a seasoned attorney with more than 20 years of experience in creditors’ remedies and consumer debt-related civil litigation. She focuses on guiding clients through foreclosure proceedings, bankruptcy matters, and complex quiet title and possession issues. Her legal strategies emphasize minimizing costs while maximizing recovery.

Kristine earned her Juris Doctor from Hamline University School of Law in 2000 and holds a Bachelor of Arts degree from the University of Minnesota, earned in 1996. Kristine is admitted to practice in the State of Minnesota, the U.S. District Court for the District of Minnesota, and the Eighth Circuit Court of Appeals.

Kristine has represented national banks and financial institutions in recovering real property, particularly during major economic disruptions such as the 2008 recession and the 2021 global pandemic. Her in-depth knowledge of foreclosure by action and judgment recovery has helped clients navigate the complex legal terrain with confidence.

Kristine frequently negotiates resolutions through payment plans, statutory reinstatement, and account workouts. Her ability to find common ground solutions between creditors and debtors has made her a reliable partner for clients seeking strategic and amicable debt recovery methods. In 2023, she was nominated for the CAI Business Partner – Excellence in Service award.

Kristine M. Spiegelberg Nelson’s primary practice areas include Collections, creditor remedies, bankruptcy, and Homeowner Associations. Her practical, results-driven approach and deep understanding of civil litigation continue to help clients recover assets efficiently while avoiding unnecessary disputes. She remains committed to providing legal guidance that is both strategic and compassionate.

Law Office Affiliations

  • Associate, Hellmuth & Johnson
  • Member, Minnesota State Bar Association

Licensed State

  • Minnesota

Education

  • Hamline University School of Law
    Juris Doctor (JD)
  • University of Minnesota
    Bachelor of Arts (BA)

Awards & Badges


Minnesota State Bar AssociationUnited States Court of Appeals for the Eighth Circuit
  • Banking
  • Chapter 11 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 7 Bankruptcy
  • Credit Repair
  • Debt Collection
  • Litigation
  • Foreclosure

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