About
Justine J.A. Cefalu, Esq., is an associate attorney at Stiene & Associates, P.C., handling foreclosure, bankruptcy law, and litigation matters. She works with institutional and private clients to resolve complex real estate and banking issues. Her practice includes guiding clients through mortgage processes and protecting their interests in disputes. She is known for clear communication, careful analysis, and practical solutions that help clients navigate legal challenges with confidence and efficiency while maintaining compliance and supporting long-term business goals.
Mrs. Cefalu earned a B.A. from the College of the Holy Cross and a J.D. from Touro College, Jacob D. Fuchsberg Law Center. During law school, she took part in the Elder Law Clinic and joined the Women’s Bar Association and the Entertainment and Sports Law Society. She also gained experience through an internship with Stony Brook University Athletics’ Compliance Department, which strengthened her understanding of regulatory requirements and professional responsibility.
Mrs. Cefalu has experience in insurance defense and trusts and estates law. Before joining the firm, she worked as an associate at a Long Island insurance defense firm, where she handled litigation matters and supported case strategy. She also served as a law clerk at a trusts and estates firm, assisting with estate planning and administration. This background allows her to approach cases with a broad understanding of risk and legal procedure in diverse client matters.
Justine J.A. Cefalur delivers results for clients facing property-related disputes. She represents lenders and borrowers in residential and commercial transactions, helping them complete closings and address legal concerns efficiently. Her work includes reviewing documents, ensuring compliance, and resolving issues that arise during financing. She is admitted to practice in New York State Court. She serves as a Notary Public, providing reliable, detail-oriented legal services across a range of matters and ongoing representation needs.
Law Office Affiliations
- Associate Attorney, Stiene & Associates, P.C.
- Member, New York State Bar Association
- Member, Nassau County Bar Association
Licensed State
- New York
Education
- Touro College, Jacob D. Fuchsberg Law Center
Juris Doctor (JD) - College of the Holy Cross
Bachelor of Arts (BA)
Awards & Badges


- Chapter 11 Bankruptcy
- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Commercial Real Estate
- Foreclosure
- Residential Real Estate
- Banking & Finance
- Litigation




