About

John S. Simonian is a Rhode Island and Massachusetts bankruptcy attorney who has practiced since 1992. His work focuses on Chapter 7 and Chapter 13 bankruptcy, debt relief, creditor problems, and mortgage modification. He advises individuals who are seeking relief from financial pressure and need to understand how bankruptcy, repayment plans, secured debts, and other available options may affect property, income, and future obligations.

Simonian earned a B.A. from the University of Rhode Island in 1987 and a J.D. from Boston University School of Law in 1992. He was admitted in Rhode Island in 1992 and later in Massachusetts. His legal education and long bankruptcy practice support detailed analysis of consumer debt, exemptions, repayment requirements, creditor claims, mortgage issues, and the procedural obligations of federal bankruptcy cases.

Simonian has represented debtors in consumer bankruptcy matters for decades, including cases filed under Chapters 7 and 13. He also assists with mortgage modification and related efforts to address secured debt. His work requires review of income, assets, liabilities, creditor claims, loan documents, and household financial obligations so that clients can evaluate the consequences and requirements of available debt-relief strategies.

John S. Simonian is a member of the National Association of Consumer Bankruptcy Attorneys and maintains a practice focused on individuals facing significant debt concerns. Simonian helps clients understand federal bankruptcy procedures, compare Chapter 7 and Chapter 13 options, address creditor activity, and evaluate mortgage-related alternatives. His long experience is centered on the practical financial and legal decisions that accompany consumer insolvency and debt restructuring.

Law Office Affiliations

  • Attorney, Mortgage Modification Center
  • Member, Rhode Island Bar Association
  • Appointed to the, U.S. Bankruptcy Court’s Attorney Advisory Committee (2006-2011)

Licensed State

  • Rhode Island

Awards & Badges


rhode island bar association
Bankruptcy

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