About
Gina L. Kramer is a Dubuque attorney licensed in Iowa and Wisconsin. Her practice at Kramer Law Office, PLLC, focuses on bankruptcy law, debt relief, foreclosure prevention, debt collection defense, small business matters, and juvenile court cases. She represents people facing serious financial pressure and works to give them a clear path forward. Her background in bankruptcy law helps clients understand options, prepare filings, respond to creditors, and make informed decisions during difficult legal and financial situations with confidence, care, and sound legal guidance throughout each step.
Kramer earned her J.D., summa cum laude, from the University of Wisconsin School of Law. She also earned her A.B., summa cum laude, from Harvard University. Her legal education included a strong focus on bankruptcy, which shaped the direction of her practice. After law school, she clerked for Judge Robert D. Martin of the US Bankruptcy Court for the Western District of Wisconsin, gaining close experience with bankruptcy procedure and debtor issues in real court settings and debtor cases.
Kramer began her legal career with bankruptcy and debtor representation as a central focus. She was admitted to the Wisconsin State Bar in 2009 and the Iowa State Bar in 2010. She is also admitted to federal district courts in Wisconsin and Iowa. Before opening her own practice in 2021, she practiced for 11 years at Reynolds & Kenline in Dubuque. She also taught bankruptcy law at the University of Wisconsin Law School in 2010 and 2013 to law students.
Gina L. Kramer helps people address debt problems with steady guidance and practical legal support. Her work includes helping clients file for bankruptcy relief, avoid foreclosure, and defend against debt collection lawsuits. She also assists people starting or running small businesses and represents children and parents in juvenile court matters. Clients rely on her for responsive communication, careful preparation, and compassionate service during stressful times. Her practice reflects a commitment to personal attention and meaningful legal solutions for local clients.
Law Office Affiliations
- Attorney, Kramer Law Office, PLLC
- Member, Iowa State Bar Association
- Member, State Bar of Wisconsin
Licensed State
- Iowa
- Wisconsin
Education
- University of Wisconsin School of Law
Juris Doctor (JD) - Harvard University
Bachelor of Arts (BA)
Awards & Badges


- Chapter 11 Bankruptcy
- Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy
- Debt & Lending





