About
Alan N. Gamse is a principal and general counsel at Semmes, Bowen & Semmes, with offices in Baltimore, Maryland, and Washington, D.C. His practice concentrates on insurance regulation, compliance, insolvency, and coverage matters. He advises insurers and insurance-related organizations on issues involving regulatory oversight, licensing, and financial risk. His work addresses legal requirements affecting insurance operations, transactions, receiverships, and the protections available when an insurer becomes insolvent.
Gamse earned his J.D. from the University of Maryland School of Law in 1967 and a B.S. in Industrial Management from the Massachusetts Institute of Technology’s Sloan School of Management in 1964. He was admitted to the Maryland bar in 1967 and the District of Columbia bar in 1982. His management education and legal training provide a foundation for work involving regulated insurance entities, business operations, and complex financial responsibilities.
Gamse has advised on insurance company acquisitions, holding company requirements, market conduct, self-insurance, alternative risk arrangements, surplus lines, and guaranty associations. He also served as Special Deputy Insurance Commissioner for the District of Columbia in the liquidations of Atlantic and Pacific International Assurance Co. and Capital Casualty Insurance Company. These matters reflect experience at the intersection of insurance law, regulatory administration, and the financial and legal consequences of insurer insolvency.
Gamse has been included in Best Lawyers in America for Insurance Law from 2006 through the 2027 edition and received its Baltimore Insurance Law Lawyer of the Year recognition in 2015. He has chaired committees within the American Bar Association’s Tort Trial and Insurance Practice Section and served on the board of the International Association of Insurance Receivers. Alan N. Gamse brings nearly six decades of insurance law experience to regulatory and insolvency matters requiring careful judgment.
Law Office Affiliations
- Principal, Semmes, Bowen & Semmes
- Member, American Bar Association, Tort Trial and Insurance Practice Section
- Past Member, International Association of Insurance Receivers
- Member, Federation of Regulatory Counsel
Licensed State
- Maryland
- District of Columbia
Education
- University of Maryland School of Law
Juris Doctor (JD) - Sloan School of the Massachusetts Institute of Technology
Bachelor of Science (BS)
Awards & Badges

- Corporate & Incorporation
- Limited Liability Company (LLC)
- Mergers & Acquisitions
- Insurance Defense





