Acacia Bard

Acacia Bard is an associate at Cozen O’Connor in Minneapolis whose practice focuses on real estate and multifamily housing finance. She represents lenders in the origination and sale of loans secured by multifamily projects. Her work includes matters connected to the secondary market and collaboration with major investors such as Fannie Mae and Freddie Mac. She prepares and negotiates loan documents and helps clients address the legal details involved in financing multifamily real estate projects.

Bard earned a J.D. magna cum laude from Mitchell Hamline School of Law and a B.B.A. from Xavier University. Her undergraduate studies included entrepreneurship, adding a business perspective to her legal work. Before beginning her legal career, she worked as an affordable housing developer. That experience gives her direct familiarity with development concerns and informs her work as lender’s counsel in transactions involving multifamily housing, financing requirements, diligence, and project documentation.

Bard evaluates legal opinions, examines title and survey matters, and conducts due diligence as part of multifamily loan transactions. Her work requires coordination of financing documents, property information, regulatory requirements, and secondary-market expectations. She joined Cozen O’Connor in 2026 as part of the real estate practice group that moved from Moss & Barnett. Her background in affordable housing development complements a legal practice focused on the lender side of multifamily real estate finance.

Acacia Bard is admitted in Minnesota and is affiliated with the Minnesota State Bar Association and Women in Real Estate Development and Urban Planning. Her multifamily housing finance work places real estate law at the center of her practice. She combines legal training with prior development experience to help lenders evaluate projects, negotiate loan documentation, review title and survey issues, and complete due diligence required for the origination and sale of multifamily loans.

Law Office Affiliations

• Attorney, Cozen O’Connor
• Member, Minnesota State Bar Association
• Member, Women in Real Estate Development and Urban Planning (WIREDUP)

Licensed State

• Minnesota

Education

• Mitchell Hamline School of Law
  Juris Doctor (JD) Magna Cum Laude
• Xavier University
  Bachelor of Business Administration (BBA)

Awards & Badges