Fraley & Fraley P.C.

Fraley & Fraley, Sacramento Bankruptcy Attorneys is a Sacramento bankruptcy law firm serving individuals, families, business owners, and corporations facing serious debt problems. The firm focuses on Chapter 7 bankruptcy, Chapter 13 debt reorganization, Chapter 11 business reorganization, and non-bankruptcy debt negotiation. Its attorneys help clients evaluate financial circumstances, understand available options, protect assets when possible, and address creditor pressure through legal strategies tailored to each situation.

Fraley & Fraley, Sacramento Bankruptcy Attorneys was founded in 1978 by Gary Fraley and has served bankruptcy clients for more than four decades. The firm represents clients throughout much of Northern and Central California, including the Sacramento region, San Joaquin Valley, Bay Area, and communities extending toward Redding and the Nevada border. Its practice serves both consumer debtors and small to midsize businesses dealing with financial distress, foreclosure concerns, and restructuring needs.

Fraley & Fraley, Sacramento Bankruptcy Attorneys, assists clients with bankruptcy planning involving credit card debt, medical bills, business obligations, secured debts, foreclosure, and other financial pressures. The firm evaluates whether Chapter 7, Chapter 11, Chapter 13, debt negotiation, or another approach best fits the client’s goals. Its business bankruptcy work includes evaluating restructuring and debt-relief options for owners facing operational and creditor challenges, while its consumer practice addresses personal debt and asset protection concerns.

Fraley & Fraley, Sacramento Bankruptcy Attorneys emphasizes detailed consultations, plain-language explanations, and careful pre-bankruptcy planning. The firm offers free initial consultations and provides both in-office and online meeting options. Gary Fraley is a California State Bar Certified Bankruptcy Law Specialist and has taught bankruptcy seminars for other attorneys. The firm’s approach centers on helping clients understand their choices, avoid unnecessary financial mistakes, and move toward greater control over debt and creditor problems.