Michael D. O'Brien & Associates, P.C.

Michael D. O’Brien & Associates, P.C. is an Oregon bankruptcy and insolvency firm serving individuals, families, and small business owners. The firm maintains offices in Southwest Portland, Clackamas, Bend, and Eugene. For nearly 30 years, its attorneys have helped clients address serious debt problems and financial hardship. Their work covers credit card debt, medical bills, foreclosure, repossession, wage garnishment, lawsuits, judgments, and related concerns.

Michael D. O’Brien & Associates, P.C. handles Chapter 7 and Chapter 13 bankruptcy for consumers seeking a discharge or manageable repayment plan. The firm reviews income, property, debts, exemptions, and long-term goals before recommending a filing strategy. Its attorneys explain the automatic stay, trustee process, creditor meetings, discharge rules, and potential effects on homes, vehicles, wages, tax refunds, and other assets.

Michael D. O’Brien & Associates, P.C. assists small business owners with Chapter 11 reorganization and advises clients on alternatives to bankruptcy. Its broader insolvency practice includes out-of-court restructurings, workouts, debt negotiation, lien stripping, and planning to stop foreclosure or garnishment. The attorneys evaluate whether a negotiated solution, court-supervised repayment, liquidation, or business reorganization offers the most appropriate path toward financial recovery.

Michael D. O’Brien & Associates, P.C. combines focused bankruptcy experience with nationally recognized professional credentials. Michael D. O’Brien has been nationally certified as a consumer bankruptcy specialist since 2007, and Theodore J. Piteo has held that certification since 2014. The firm emphasizes honest evaluations, clear explanations, careful preparation, and strategies tailored to each client’s circumstances. This approach helps Oregon clients protect important interests, manage debt, and work toward renewed financial stability.