Bankruptcy Law Firm, PLLC

Bankruptcy Law Firm, PLLC is a Memphis, Tennessee firm that helps individuals and families address serious financial pressure through consumer bankruptcy. The firm advises clients who are dealing with overwhelming debt, wage garnishments, foreclosure, eviction, repossession, medical bills, credit card balances, and other creditor problems. Its primary work includes Chapter 7 and Chapter 13 bankruptcy, with guidance designed to help clients understand their options and pursue a practical path toward financial relief.

Bankruptcy Law Firm, PLLC approaches each matter with patience, personal attention, and clear communication. Clients work with their own attorney and have an opportunity to ask questions, discuss concerns, and receive guidance throughout the filing process. The firm offers extended hours, free consultations, competitive fees, and payment plans when appropriate. In urgent situations, it may be able to move quickly, including filing certain cases on the same day to help address an impending foreclosure or repossession.

Bankruptcy Law Firm, PLLC helps clients evaluate whether Chapter 7 or Chapter 13 is better suited to their circumstances. Chapter 7 may allow eligible consumers to eliminate qualifying unsecured debts such as credit card balances, medical bills, old utility accounts, and unsecured personal loans. Chapter 13 may provide a structured repayment plan for people seeking to catch up on secured debts while keeping important property. The firm also assists clients facing tax garnishments and other collection activity.

Bankruptcy Law Firm, PLLC is led by President and attorney Ursula J. Woods, who serves clients in Tennessee and Mississippi and was selected by her peers for service on a Bankruptcy Court Liaison Committee from 2014 through 2018. The firm also offers a Life After Bankruptcy program focused on rebuilding credit and encouraging responsible financial habits after discharge. By combining knowledgeable legal guidance with responsive service, the firm helps clients move through bankruptcy with greater clarity and prepare for a more stable financial future.